MAJOR INTERNET PAYMENT GATEWAYS AND PROCESSORS AVAILABLE TO THE AFRICAN NETPRENEUR (Part – III)

16.PAYFAST.CO.ZA PayFast offer a brilliant service with well written IPN’s which compete with the best in the business. They offer a range of 3rd party shopping cart integrations. Their instant EFT option works well on all platforms and personally have found it to be an excellent alternative to credit card payments. There fees are higher than MonsterPay and they also require users to create an account at checkout. 3d secure kicks in at a certain threshold.

17.GTBANK GTPAY GTPAY is a one-stop, safe, secure and convenient web payment solution that enables merchants receive payments from both local and international payment cards. GTPAY accepts both locally and internationally issued cards including Interswitch, MasterCard and VISA and Merchants get value next day after transaction takes place.

18.SIMPLEPAY4U.COM SimplePay Payment Gateway allows any business or consumer with an email address to securely, conveniently and cost-effectively send and receive payments online. Their network is built on the existing financial infrastructure of bank accounts and credit cards to create a global, real-time payment solution. We deliver a product ideally suited for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms.
Simple Pay’s service, which lets users send payments for free, can be used from PCs or web-enabled mobile phones.

19.CASHENVOY.COM CashEnvoy is one of the safest, easiest and most convenient way to make payment, send money and get paid online. It is an e-commerce business that allows payments and money transfers to be made through the Internet. A Cash Envoy account can be funded with African debit cards or through online bank transfer from specific local banks.
CashEnvoy performs payment processing for online vendors, auction sites, and other commercial users. It charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount).

20.UBAGROUP.COM (UBA UCollect) The UBA U-Collect is an Internet Payment Gateway service which allows Merchants accept online payments for goods and services. This solution accepts multiple card types available in Nigeria – VISA, Verve, MasterCard and eTranzact. The platform supports International VISA and MasterCard for selected industries.

21.ZENITH BANK GlobalPay GlobalPay is a web-based payment gateway that enables you accept payments on your website from customers all over the world. With a one-time integration, you can receive payments from a wide variety of locally and internationally issued credit and debit cards. This solution gives your business a global outlook and vastly expands your potential customer base.
GlobalPay allows for acceptance of locally and internationally issued cards – Interswitch, eTranzact, VISA and MasterCard; Online log for monitoring transactions – View transactions as they occur; Real-time online payments processing; Real-time transaction reporting and management among many other standard international features.

22.MYPAGA.COM Paga Merchant Services allows businesses to collect payment from all spectrums of the population – whether banked or not. By leveraging the Paga e-widget, businesses can integrate a world class online checkout process on their own websites. Businesses can also leverage on their agent network to collect payment for goods and services or provide customers the convenience of paying via SMS or online at Paga’s customer portal.

23.FASTECASH.COM This company holds your e-currency in the naira and you can easily make payments and withdrawals by just using your bank account. It allows you to receive money from members who hold accounts with the same processor. One dynamic feature of Fastecash is that it also uses an IPN once you receive payment thus enabling you to satisfy customer’s virtual purchases using an ipn handler.

24.VIRTUAL TERMINAL NETWORK (VTN) This is a mobile phone payment service that can also be used for sending and receiving naira online and is also allows you to fund your Graphcard account which could be used for a lot of purposes such as a virtual credit card.

25.SOFTPURSE.COM We have not used Softpurse yet but it is also a growing means of online payment in Nigeria especially among recharge card online vendors.

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